In the first half of the five lines earn 2 billion 900 million but the days are getting worse (video quickchm

In the first half of the five lines to earn 2 billion 900 million: but the days are getting worse than the bank semi annual report has been released NPL ratio is still high in August 30th, the first line of the first half of the five lines of performance report released in 2016. "First Financial Daily" reporter statistics, according to international accounting standards, the five lines of net profit (net profit attributable to the parent company) a total of 520 billion 405 million yuan, with a working day of 182 days to earn $2 billion 857 million. The first half of this year, the workers and peasants in the establishment of diplomatic relations five rows were a net profit of 150 billion 217 million yuan, 105 billion 148 million yuan, 93 billion 37 million yuan, 133 billion 903 million yuan, 37 billion 661 million yuan, the growth rate slowed, year-on-year growth of 0.8%, 0.8%, 2.52%, 1.25%, 0.9%. "In 2016, the banking industry is facing many challenges," Bank of China President Chen Siqing in the interim results conference that the global financial situation increased uncertainty, the development environment of the banking industry is complex and changeable, the development bank is "China in difficult, long way to go". From the situation in the first half of this year, the days of the bank is indeed more and more tight, the five lines, a number of banks net interest income negative growth, net profit growth is weak. Despite the downward trend in non-performing loans in the first half of the trend, but the NPL ratio is still high, some new industries, such as mining, non-performing loans are accelerating exposure. Net profit growth dilemma: a number of banks net interest income negative growth in the first half of the five lines of performance reports, net profit contribution of a larger net interest income, many banks have negative growth. In the first half of 2016, agricultural bank operating income decreased by 13 billion 762 million yuan, a decline of up to 5%. Net interest income decreased by 20 billion 536 million yuan, a decline of 9.36%. At the same time, the bank achieved net interest income 68 billion 148 million yuan, down 2 billion 911 million yuan, accounting for 65.95%. At the end of the reporting period, CCB net interest income of 210 billion 990 million yuan, down by 6.07%. From the net interest margin continued to decline to see a drop in net income of bank interest. At the end of the first half, workers and peasants in the construction of the four major banks net interest margin fell to varying degrees, the decline was 0.27, respectively, 0.47, 0.28 percentage points. The new bank of China Deputy Governor Zhang Qingsong said in a press conference on the results of the Bank of China, there are three main reasons why the impact of the decline in net interest margin, the first bank of the central bank to cut interest rates five times the lagged effect, domestic RMB deposit and loan spreads on the first half of the year have fallen most heavily. The second factor is the continuing impact of the interest rate market, the proportion of bank deposit interest rates rising, the level of interest rate of RMB loans showed a downward trend. The third factor is the camp changed to increase the impact. Zhang Qingsong said that if the camp changed to increase the factors to do a reduction, the bank’s net interest margin in the first half of 1.96%, rather than the 1.9%. "Replacing business tax with value-added tax(VAT) income tax separation factors, direct deduction of VAT, tax separation effect of interest income of 7 BP, but of the bank’s profit is not affected." Chairman of the board will be easy to fill the performance conference also said. Poor exposure: the mining industry into a new risk point.相关的主题文章: